Tag: Bankruptcy

What your mother (or father) didn’t tell you about credit.

Every day I speak with clients that truly don’t understand why they can’t get their credit scores above a certain number. Yes, that pesky little 3 digit number that has become all important to everyone of late.

The truth is, they were never taught how to get above a “poor” or “fair” score. These are people that pay on time. They might be living a little close to the edge, but that is what they have always done. That is what their parents and friends have always done and the fact is NO ONE TAUGHT THEM HOW TO USE CREDIT TO THEIR ADVANTAGE.

It is my wholehearted belief that every student in America should go through a program before leaving high school that teaches them what can damage a credit score and what can help. Yes, the things you do can help.