Whats Included?

What you get as a client:

• Assistance acquiring your credit report from each credit bureau,
• Review, analysis and computer data entry from all 3 credit bureaus Experian, TransUnion and Experian,
• Receipt, scanning, review and archiving of all relevant documentation,
• Welcome e-mail with login details to your secure online account.
• Complete and comprehensive credit improvement service. We will dispute any inaccurate information on your credit reports with each creditor and/or reporting agency utilizing all federal and state laws including the FCRA, FDCPA, TILA, RESPA, HIPPA, to name a few.
• Responsive phone support from qualified credit and debt experts trained to assist you throughout your program. Phone support is available Monday through Friday, 9am to 7pm EST.
• 24 hour access to secure online account portal with detailed real-time progress updates, you will have the ability to post questions to your credit enhancement team, upload documents, and other conveniences to serve you.
• Complaints with the FTC, State Attorney General Office, BBB or any other regulatory agency that oversees the violations committed by the credit bureaus and/or reporting companies.
• Tenacious and persistent account management to make sure we maximize the accuracy of your credit reports and results we achieve.
• E-Mail reminders and confirmation of all documents received,
• Disputing and/or merging of unauthorized inquiries,
• Public record disputes in the attempt to remove unverifiable public records such as bankruptcies, judgments and liens. We will at a minimum make sure they are reported accurately and updated,
• Direct creditor goodwill interventions sent in the attempt to remove mild late payments,
• Correction of conflicting personal information, such as incorrect name, alias, addresses, social security number, date of birth and employment information,
• Identity theft resolution assistance,
• Privacy requests such as direct mail/marketing list exclusion and promotional inquiry block requests,
• Ongoing review and computer entry of correspondence,
• Postage and handling of mail.
• 1 on 1 Credit Building Coaching.