You’re wrong if you think “bad credit” only impacts your ability to get a loan.

Okay, let’s face it.  The number one reason that client’s come to see me is because the want some THING. Which is all fine and dandy, but let’s look at the reality of the times.  THINGS will not necessarily put a roof over your head or get you that job you really want. (Okay, a house will, but other than that…)

Yes, boys and girls, these are the things (lower case, not italicized) of which I speak.  These are the things that provide stability, security and that warm and fuzzy feeling that we all strive for.  Even the most jaded of people out there know of which I speak.

The one thing that cannot be bought is “peace of mind”.  It can, however, be achieved.

So, to our topic…does bad credit only impact your ability to get a loan?  The short answer “NO“

Some of the things that having good or bad credit affect… insurance rates (both auto and home), renters, health and life.  Ability to get a job in fields such as security, law enforcement, government, banking, education, real estate and the list goes on.  Approval for rentals for an apartment (very much in need in today’s market) or rental home.  Emergency repairs on an automobile.  Doctor’s visits.

There are many other items that are affected by negative credit that I am certain that I have failed to mention.  I am also certain that my readers will let me know what they are and I welcome those insights.

However, I am going to go out in a limb and say that the number one 1 UNO reason that I recommend for improving your credit score (that pesky little 3 digit number) is “PEACE OF MIND”.  It’s being able to know that if the unthinkable happens, you have the ability, financially to handle it.

Let us help you reach your goals.  We are here to help!

Courtesy of DeAnne West