The Best Credit Repair Blog

What your mother (or father) didn’t tell you about credit.

Every day I speak with clients that truly don’t understand why they can’t get their credit scores above a certain number.  Yes, that pesky little 3 digit number that has become all important to everyone of late. The truth is, they were never taught how to get above a “poor” or “fair” score.  These are [...]

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Should I use a “Credit Repair” company?

We love to read all of the differing opinions that flood the internet from the so-called professionals in investing, money management, debt management, etc.  We sift through articles and websites trying to find the best, most accurate information for you, our clients. We do however, have one very significant pet peeve and that is all [...]

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Does removing the reporting of a debt mean the debt is gone?

Oooh?!? Good question!!! Why yes, I thought so.  I really must stop talking out loud to myself, but when these questions come to mind I immediately want to share them with you.  So this is one of those that EVERY client asks me.  And I realized that not everyone knows this.  So today I am [...]

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You’re wrong if you think “bad credit” only impacts your ability to get a loan.

Okay, let’s face it.  The number one reason that client’s come to see me is because the want some THING. Which is all fine and dandy, but let’s look at the reality of the times.  THINGS will not necessarily put a roof over your head or get you that job you really want. (Okay, a [...]

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Ouch! You just shot yourself in your credit foot.

I can’t tell you how often a client tells me that they can’t “understand” why their scores are so low.  At first I thought it was an excuse.  It took me a while to figure it out (I think I was blond at the time) but the fact is is that most people DON’T understand. [...]

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