Regardless of the many ways we try to avoid getting ill or injured, with our antibiotic clothing, and our plastic bubble-wrapped lives, sometimes there is just no avoiding it. It seems that everywhere I look this time of year someone is suffering from colds or flu and it’s been beaten into our brains as Americans
Oooh?!? Good question!!! Why yes, I thought so. I really must stop talking out loud to myself, but when these questions come to mind I immediately want to share them with you. So this is one of those that EVERY client asks me. And I realized that not everyone knows this. So today I am
Fair Debt Collection If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a “debtor.” If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a “debt collector.” The Fair Debt Collection Practices
Consumers’ financial rights are protected by federal and state laws and regulations covering many services offered by financial institutions. If you believe your rights have been violated; this is a MUST READ! You can find out what agency can help you with a specific complaint. Federal Laws Adjustable-Rate Mortgage Loans Adjustable-rate mortgage loans
Small claims court is a quick, informal and low cost way to resolve disputes over money debts. The court considers and resolves cases involving money debts only and the amount considered varies by State and may range from a low of $2000 to a high of $15,000. (call your local court to verify the amount).