Why it works Keep in mind; the credit bureaus are privately owned corporations that make Billions of dollars annually (that’s right BILLIONS)! They make these billions of dollars by selling sensitive consumer data and credit scores. They collect and sell our personal information to lender’s, insurance companies, employers, marketing and credit card companies and they
Consumers’ financial rights are protected by federal and state laws and regulations covering many services offered by financial institutions. If you believe your rights have been violated; this is a MUST READ! You can find out what agency can help you with a specific complaint. Federal Laws Adjustable-Rate Mortgage Loans Adjustable-rate mortgage loans
Order your checks with only your initials on them. Do not have your full name printed. If a check or checkbook gets stolen, the thief will not know if you sign your checks with your first name or just your initials. Use your work phone number on your checks instead of your home phone. Use
Credit Myth 1 “When I pay off a past-due account, such as a charge off or a collection account, it will show “paid” and will no longer be negative” It is quite difficult to restore your credit without somehow satisfying your outstanding debts. However,by paying an outstanding, delinquent debt you will change the
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