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Things that Impact Credit Scores

Things that Impact Credit Scores   Debt The more debt you have, the higher credit risk lenders you are and the lower your score goes. Simple as that!   High credit card balances One of the most important aspects of your credit score is level of credit card debt, measured by credit utilization. Having high

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Credit History

Credit History   Credit history or credit report is a record of an individual or company’s past borrowing and repaying, including information about late payments and bankruptcy. The term “credit reputation” can either be used synonymous to credit history or to credit score.   In the U.S., when a customer fills out an application for

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