The very words “Credit Score” scare most people because people are scared of the unknown. Seriously, think back to grade school and ask yourself: Did anyone ever teach me anything about my credit score? Answer is NO! Even though your credit score mandates your entire lifestyle and ability to finance a home, vehicle, or invest without capital; Uncle Sam doesn’t think it’s important! Therefore you have never been taught unless you...

Credit: a derivative of the Latin word “creditus”(“to believe”), which is the equivalent of “to trust” A business is giving you their services or merchandise and trusts that you will pay for these items at a later date.Credit has become part of our daily financial lives. People are making fewer cash purchases and are relying more and more on credit cards, debit cards, and automatic banking...

Bottom line…. Your credit is important! Credit Assistance Network wants to help you prepare not only for the next purchase you make; but help you prepare for every purchase you make for the rest of your life. If you have a low credit score you can count on high rates, fees, payments and rejection. Take time now to prepare yourself and soon you will get the best rates, lowest payments, lowest premiums and the most buying...

The statutes are different for different types of contracts and where you live. We have organized the types of contracts as well as the individual statutes for each state below. Oral Contract: You agree to pay money loaned to you by someone or some company. This contract or agreement is verbal (i.e., no written contract, “handshake agreement” or “verbal agreement”). Verbal contracts are legal but tougher to...